Establishes a program to identify unfair rental housing screening practices using algorithms. Requires annual reporting to Congress on collected information regarding these practices, including background checks and tenant income evaluations.
Analysis summaries, actor details, and coverage mappings were LLM-classified and may contain errors.
This is a binding legislative provision from a Congressional Act that mandates federal agencies to carry out specific programs and reporting requirements using mandatory language.
The document has minimal coverage of 2-3 subdomains, with focus on unfair discrimination (1.1) and privacy concerns (2.1) related to tenant screening algorithms. Coverage is limited as the document establishes an information collection program rather than implementing specific risk mitigations.
The document primarily governs the Real Estate and Rental and Leasing sector, specifically addressing algorithmic tenant screening practices by landlords and property management companies. It also has regulatory implications for Professional and Technical Services that may provide screening algorithms.
The document primarily addresses the Deploy and Operate and Monitor stages of the AI lifecycle, focusing on the use of algorithms in tenant screening practices and the ongoing collection of information about these deployed systems. There is minimal coverage of earlier lifecycle stages.
The document explicitly mentions algorithms used in tenant screening but does not specify particular AI model types, system architectures, or technical thresholds. The focus is on the application domain (rental housing screening) rather than technical AI classifications.
United States Congress
The document is identified as a section of an Act of Congress, indicating that Congress is the proposing authority for this governance instrument.
The Secretary; Federal Trade Commission; Bureau of Consumer Financial Protection
Three federal agencies are explicitly designated to jointly carry out the information collection program and reporting requirements.
The Secretary; Federal Trade Commission; Bureau of Consumer Financial Protection; Congress
The same three federal agencies are responsible for monitoring through information collection, with Congress receiving annual reports for oversight purposes.
landlords; property management companies; applicants and tenants of rental housing
The document targets entities using algorithms and screening practices in rental housing, specifically landlords and property management companies, as well as the applicants and tenants affected by these practices.
4 subdomains (4 Minimal)