Financial and business
Using AI systems to gain a personal advantage over others such as through cheating, fraud, scams, blackmail or targeted manipulation of beliefs or behavior. Examples include AI-facilitated plagiarism for research or education, impersonating a trusted or fake individual for illegitimate financial benefit, or creating humiliating or sexual imagery.
"Financial and Business - Use or misuse of a technology system in a manner that damages the financial interests of an individual or group, or which causes strategic, operational, legal or financial harm to a business or other organisation.""(p. 18)
Sub-categories (4)
Business operations/infrastructure damage
"Business operations/infrastructure damage - Damage, disruption, or destruction of a business system and/or its components due to malfunction, cyberattacks, etc."
4.2 Cyberattacks, weapon development or use, and mass harmConfidentiality loss
"Confidentiality loss - Unauthorised sharing of sensitive, confidential information and documents such as corporate strategy and financial plans with third-parties."
2.0 Privacy & SecurityIncreased competition
"Increased competition - The inappropriate or unethical use of technology to gain market share."
6.4 Competitive dynamicsMonopolisation
"Monopolisation - Abuse of market power through the control of prices, thereby limiting competition and creating unfair barriers to entry."
6.1 Power centralization and unfair distribution of benefitsOther risks from Abercrombie et al. (2024) (53)
Autonomy
5.2 Loss of human agency and autonomyAutonomy > Autonomy/agency loss
5.2 Loss of human agency and autonomyAutonomy > Impersonation/identity theft
4.3 Fraud, scams, and targeted manipulationAutonomy > IP/copyright loss
4.3 Fraud, scams, and targeted manipulationAutonomy > Personality rights loss
5.2 Loss of human agency and autonomySocietal and Cultural
6.0 Socioeconomic & Environmental